United Heritage Credit Union (UHCU) is proud to announce the debut of it’s first-ever micro-branch, only accessible via the Red Poppy Garden Railroad, located behind Mulligan’s Restaurant in Sun City Georgetown. The smallest branch in Texas brings local financial services into the world of miniature railroading and adds a new interactive feature for visitors of all ages.
Guests visiting the Red Poppy Garden Railroad can now experience the UHCU micro branch as part of the display and press a button to activate built-in sound effects and motion, creating a fun and engaging hands-on moment within the exhibit. The micro branch was designed and built through a collaborative effort among the Radio Control Modelers club.Named in honor of Georgetown’s signature Red Poppy Festival, the Red Poppy Railroad reflects the strong connection between Sun City and the greater Georgetown community.
The Red Poppy Garden Railroad is a large-scale, highly detailed model railroad featuring replicas of iconic Georgetown landmarks and interactive scenes that bring the display to life. Visitors can spot scale versions of the Williamson County Courthouse and buildings surrounding the Georgetown Square, along with two functioning engine sheds and a working drive-in theater. Animated features throughout the layout include a quarry, golf hole, RV park, lumber mill, baseball stadium, and an Elvis concert.
The railroad continues to evolve with new additions and seasonal elements added throughout the year to celebrate holidays and special events. Together, the craftsmanship, storytelling, and ongoing community involvement make the Red Poppy Garden Railroad a distinctive attraction and a showcase of collaborative volunteer talent.
United Heritage Credit Union is honored to be represented in this one-of-a-kind community attraction and to support creative projects that bring people together through craftsmanship, history, and interactive fun.
About United Heritage Credit Union
United Heritage Credit Union is a full-service financial institution whose vision is “To be your primary financial institution.” United Heritage has over $1.6 billion in assets, more than 82,000 members and 11 branch locations. Through innovative technology, exemplary service standards and competitive products, United Heritage is a strong force in the credit union industry. United Heritage Credit Union was established in 1957 and over 65 years later serves communities within the Bastrop, Bell, Blanco, Burnet, Caldwell, Hays, Lee, Milam, Travis, Williamson, Cherokee, Gregg, Henderson, Rusk, Smith, Upshur, Van Zandt or Wood counties and all other Texas counties by being a TXCC member. For more information about United Heritage, visit uhcu.org. Federally Insured by NCUA.
About the Red Poppy Railroad
The Red Poppy Garden Railroad began in October 2022 through a collaborative effort among multiple Sun City Charter Clubs, including the Woodworkers, Stained Glass, Radio Control Modelers, Visual Arts, and Photography clubs, marking the first time these clubs partnered on a single project. Construction on the expansive 40-foot by 60-foot layout began in March 2023 and represents the 1940s through 1960s era at a 1:25 scale.
The project required extensive site preparation and infrastructure, including raised rock bed walls, 45 yards of crushed granite, drainage systems, more than 3,000 feet of electrical wiring, approximately 600 feet of track, and 100 feet of hand-built elevated wooden trestles supported by more than 100 foundation blocks. The railroad has earned international recognition, including a featured exposé in National Garden Railroad Magazine in spring 2025. The display has been fully funded through community support, sponsorships, naming rights, and donations, with thousands of volunteer hours contributing to an estimated total project value of nearly $200,000.