Business Checking Accounts

At United Heritage, we know that business checking isn’t one-size-fits-all. Because we understand that each business is unique with different financial needs, we’ll help you find the account best suited for you. We have three business checking options to meet a variety of needs. Take a look at our accounts and choose the one that’s right for your business.

Business Checking Accounts
Basic Business Ideal account for smaller businesses with a low number of transactions each month.
Classic Business Best option for businesses that process a moderate number of transactions each month.
Analysis Business For members who want easy checking with no opening balance or monthly fees.
Minimum Opening Balance
Minimum Monthly Balance
Earnings offset monthly fees
Max Debits/Deposits Per Month Before Fee
Overdraft Protection
Free Online / Mobile Banking

More Checking Account Benefits

Along with the features listed above for each specific account. Our business checking accounts come standard with even more benefits. 
Open an Account
Additional Benefits
Business Savings Account

Business Savings Account

At United Heritage Credit Union, saving money is effortless with our numerous high-yield savings accounts. No matter what you’re saving for or how quickly you’d like to see your funds grow, there's a UHCU savings account that’s perfect for you. United Heritage members can have multiple savings accounts and manage them all within Online Banking and Mobile Banking -- making it easy to reach individual savings goals.

Business Debit Cards

Give your business added flexibility with a Business VISA® Debit Card. The debit card lets business owners and authorized signers access their business accounts from any ATM worldwide, reducing the need to carry cash or a checkbook.

Each of our Business Checking Accounts comes with either a free or instant issue ($5) debit card. Instant issue cards are available in several United Heritage designs.

As an added level of protection for our members, United Heritage uses VISA Falcon Fraud Prevention Service to continually monitor card activity and identify and prevent fraudulent transactions.

Business Debit Cards

Membership/Business Savings account required.
Programs (including, without limit, fees, rates and features) subject to change without notice.
See Business Rate Sheet for applicable dividends. Fees may reduce earnings.
See Business Fee Schedule for applicable fees, including but not limited to: minimum balance fees, VISA Debit Card fees, coin deposit fees, check orders, bulk deposit items, etc.
Debits are withdrawals by drafts, checks, credit cards, debit cards, ACH, POS and ATM.
Deposits are funds additions by ACH, payroll, check, cash or bulk deposits of any nature/combination.
Bulk deposits consisting of multiple checks with each check within the deposit counted as an 'item.'