Business Checking Accounts
At United Heritage, we know that business checking isn’t one-size-fits-all. Because we understand that each business is unique with different financial needs, we’ll help you find the account best suited for you. We have three business checking options to meet a variety of needs. Take a look at our accounts and choose the one that’s right for your business.
Basic BusinessIdeal account for smaller businesses with a low number of transactions each month.
Classic BusinessBest option for businesses that process a moderate number of transactions each month.
Analysis BusinessFor members who want easy checking with no opening balance or monthly fees.
Minimum Opening Balance
Minimum Monthly Balance
Earnings offset monthly fees
Max Debits/Deposits Per Month Before Fee
Free Online / Mobile Banking
More Checking Account Benefits
Along with the features listed above for each specific account. Our business checking accounts come standard with even more benefits.
Open an Account
Membership/Business Savings account required.
Business Debit Cards
Give your business added flexibility with a Business VISA® Debit Card. The debit card lets business owners and authorized signers access their business accounts from any ATM worldwide, reducing the need to carry cash or a checkbook.
Each of our Business Checking Accounts comes with either a free or instant issue ($5) debit card. Instant issue cards are available in several United Heritage designs.
As an added level of protection for our members, United Heritage uses VISA Falcon Fraud Prevention Service to continually monitor card activity and identify and prevent fraudulent transactions.
Programs (including, without limit, fees, rates and features) subject to change without notice.
See Business Rate Sheet for applicable dividends. Fees may reduce earnings.
See Business Fee Schedule for applicable fees, including but not limited to: minimum balance fees, VISA Debit Card fees, coin deposit fees, check orders, bulk deposit items, etc.
Debits are withdrawals by drafts, checks, credit cards, debit cards, ACH, POS and ATM.
Deposits are funds additions by ACH, payroll, check, cash or bulk deposits of any nature/combination.
Bulk deposits consisting of multiple checks with each check within the deposit counted as an 'item.'