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Beware of Ongoing Telephone Scams NEW

Please remember to not provide any information to someone who calls you and requests personal information. If you're not comfortable with a call you receive claiming to be UHCU, hang up and call UHCU directly. 
New Auto Loan? NEW

For help submitting your insurance, managing your payments and accessing your UHCU account online, we've got you covered. Click here to complete your next steps!
Reminder: Claim your UHCU Rewards before June 30 NEW

This is a friendly reminder that the UHCU Rewards debit card program will officially close on June 30, 2026

If you have points remaining in your UHCU Rewards account, be sure to redeem them before the deadline. After June 30, 2026, the rewards portal will close and any unused points will expire.

 
United Heritage Charity Foundation Awards $10,000 Scholarships to Two Outstanding Texas Students NEW

United Heritage Charity Foundation (UHCF) is proud to announce the recipients of the 2026 H. Ralph Wilburn Memorial Scholarship. This year, two exceptional graduating seniors, Michael “Mikey” Vangeli of Vista Ridge High School and Lauren Smets of Lake Travis High School, have each been awarded a $10,000 scholarship to support their higher education goals.
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Current Card Holders (on or before June 19, 2026)

Current Card Holders (on or before June 19, 2026)

To report a lost or stolen card, ask account questions or to get more information, please call  866.552.8855.

Payment Address:
Cardmember Service
P.O. Box 790408
St. Louis, MO 63179-0408

Billing Inquiries/Disputes:
Phone: 866.552.8855
Address:
Cardmember Service
P.O. Box 6335
Fargo, ND 58125-6335

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* Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.