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Based on recommendations from the CDC and local health officials, all UHCU branch lobbies are temporarily closed until further notice. At this time, we are continuing to offer our banking services through our drive-thru lanes at select locations, ATMs, Online Banking and the UHCU Mobile App.

For information regarding services via branch appointments as well as full details about specific locations, please visit our COVID-19 Information page.
We believe that a successful business starts with effective money management. Not just making money, but also learning how to protect and keep more of it. At United Heritage, our goal is to make your money work for you, so we offer a wide range of products, services and tools that enable you to control your business’s financial future.
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Checking Accounts

We have three business checking options to meet a variety of needs. Take a look at our accounts and choose the one that’s right for your business.

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Savings Accounts

We know that it’s important for your business to make money, but it’s also important to save money. Open a business account today and start saving for your business’s future.

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Debit Cards

Get the most access and flexibility for your business with a VISA Debit Card. This enables you to make purchases from your business checking account – anywhere, anytime.

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Merchant Services

Help your business reach its full potential with easy to implement electronic payment processing.

Business Insurance

Make sure your business is well taken care of and covered with comprehensive protection. Learn More

Business Eligibility

Becoming a business member of United Heritage is easy! Current members’ businesses are eligible for membership as well as those corporations, sole proprietorships, Limited Liability Companies and partnerships located in Bastrop, Bell, Blanco, Burnet, Caldwell, Hays, Lee, Milam, Travis, Williamson, Cherokee, Gregg, Henderson, Rusk, Smith, Upshur, Van Zandt or Wood counties. When you become a member of United Heritage Credit Union, you’re a member for life. Even if your business moves, you can continue to enjoy the services and features we have to offer.

Business Overdraft Protection

Get peace of mind by adding Overdraft Protection to your business checking account. Overdraft Protection ensures that your business checking balance is covered by your business savings account should a transaction exceed your available funds.

Overdraft Loan:

An Overdraft Loan line of credit provides added security by covering your checking account up to the amount of the loan should the funds in your savings account not cover the overage.

Courtesy Pay:

Courtesy Pay, another level of protection we offer our members, helps when there are not enough funds in your account to cover a check written from your business account. We will clear the check so that you’re not stuck with a bounced check fee.