• Investments

    CDs Tiered interest paid quarterly; terms from three to 60 months.

    IRAs No monthly fee; traditional and Roth IRA available.

  • Insurance

    Term Life Insurance An affordable option to keep you covered.

    Accidental Death Up to $300,000 worth of coverage, no medical questions asked.

    Long-Term Care Be prepared for an unexpected illness or hospitalization.

    Auto Free, instant rate quotes from reputable carriers.

    • Added Benefits

      Looking for Financial Help? Our partnership with LPL financial will put you on the right track with investment services, insurance products and information access.

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Notification

Online, Mobile and Phone Banking will have intermittent availability the night of Saturday, April 18 from approximately 11:00 PM to 3:00 AM due to system maintenance.

Plan for the Unexpected

Protect what matters most.

 



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Insurance

Ensuring you’re properly insured is one of the best investments you can make. Deciding what kind of coverage to purchase and how much you’ll need is a decision that requires a lot of thought and planning. Therefore, United Heritage Credit Union offers a variety of insurance products that fit your needs and your budget.


Term Life Insurance

Term Life insurance is a simple, economical way to significantly strengthen your personal insurance portfolio while providing your loved ones with financial security in the event that something should happen to you. Providing temporary protection (coverage lasts the length of the term), Term Life is often a more affordable option than permanent or whole life insurance. We can help you find the right coverage, so you can protect what matters most.

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Accidental Death and Dismemberment (AD&D) Coverage

Much like life insurance, AD&D insurance is here to protect you and your family should anything happen to you. As a thank you to our members, we offer $1,000 of coverage at no cost. If you’d like to add more, you can purchase coverage up to $300,000. No medical history is needed and we’ll conveniently deduct the premium from either your savings or checking account every three months.

Minnesota Life Insurance Company
877.309.6576
Monday–Friday; 7 a.m. – 8 p.m. (CST)
Saturday: 8:30 a.m. – 5 p.m. (CST)

Long-Term Care

There are several things in life that are exciting to plan for – a long-term illness isn’t one of them. Preparing for these unexpected life events is a wise move to make. Should an unexpected illness requiring extended care arise, we want to ensure you’re covered and that your retirement fund and personal savings remain unaffected. Adding Long-Term Care from SWBC to your personal insurance portfolio will help protect your assets and financial stability.

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Auto

Whether you’re looking to insure your every-day auto or your look-but-don’t-touch collector’s car, our partnership with SWBC will provide you with access to free, instant rate quotes. Educational tools guide you through the insurance shopping experience, enabling you to sift through a variety of plans and reputable carries to find the coverage that works for you.

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UHCU Real Estate Loans
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