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As your financial partner, we’re committed to the success of your business. In addition to our banking and lending service, we also offer various forms of protection to keep your account balances in the black.

Business Overdraft Protection

Get peace of mind by adding Overdraft Protection to your business checking account. Overdraft Protection ensures that your business checking balance is covered by your business savings account should a transaction exceed your available funds.

Overdraft Loan:

An Overdraft Loan line of credit provides added security by covering your checking account up to the amount of the loan should the funds in your savings account not cover the overage.

Courtesy Pay:

Courtesy Pay, another level of protection we offer our members, helps when there are not enough funds in your account to cover a check written from your business account. We will clear the check so that you’re not stuck with a bounced check fee.

Business Eligibility

Becoming a business member of United Heritage is easy! Current members’ businesses are eligible for membership as well as those corporations, sole proprietorships, Limited Liability Companies and partnerships located in Bastrop, Bell, Blanco, Burnet, Caldwell, Hays, Lee, Milam, Travis, Williamson, Cherokee, Gregg, Henderson, Rusk, Smith, Upshur, Van Zandt or Wood counties. When you become a member of United Heritage Credit Union, you’re a member for life. Even if your business moves, you can continue to enjoy the services and features we have to offer.

Available on eligible Business Checking Accounts.
See Business Fee Schedule for applicable frees.
Courtesy Pay is available to qualifying accounts and is available at United Heritage’s discretion.