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We're temporarily pausing our Refer A Friend program while we make exciting updates!

Don't worry, we'll be back soon with an even better experience to reward you for sharing the love.
If your referred friend applied before October 10, 2025 your reward eligibility will be honored under the old program terms.

Thanks for your understanding and for being a valued member!
When You Refer Friends
Get up to $500*

When You Refer Friends

Earn $50 for each friend you refer that opens a UHCU checking account. You can earn up to $500 per year*! You and your friend both earn $50 when your friend opens an account and meets all of the requirements.

Referral Account Requirements:

  • Open account online.
  • New referral account must use debit card 20 times over 90-day promotional period, ATM transactions excluded.
  • Must opt-in to e-Statements.
  • Set up direct deposit with a minimum of two $500 direct deposits into Checking account conducted within 90 days of new referral account opening.

*Earn up to $500: You can receive $50 for each friend you refer through this Refer a Friend offer, up to 10 friends per calendar year. Newly referred members will also receive $50 bonus, if qualifications are met. $50 referral bonuses may be taxable interest. Existing UHCU members cannot be referred as part of promotion. Must be a member for 30 days before referring. Referral bonuses are paid no earlier than 120 days after referral account opening. New referral account must use debit card 20 times over 90-day promotional period, ATM transactions excluded; must opt-in to e-Statements and set up direct deposit with a minimum of two $500 direct deposits into Checking account conducted within 90 days of new referral account opening. Offer not available to previous members whose account has been closed within 90 days or members with accounts closed with an owing balance in the last 3 years. Offer valid for online account openings only. Business accounts not eligible. Membership required. Texas residents only. See Member Eligibility requirements.  

Membership/Regular Savings account required for all checking accounts. Par value of one share is $1. Programs (including, without limit, fees, rates and features) subject to change without notice. See Fee Schedule for applicable fees.