Banking For Where You Are
At United Heritage Credit Union, we understand banking looks different for every stage of life. No matter where you are in your life, we'll be here. We also understand that you need banking services in different physical locations - at home, on the go, or in one of our branch locations. We're here for that, too. With competitive interest rates, low fees, and convenient online and mobile banking, UHCU is the perfect partner to help you achieve your financial goals. Whether you're saving for a down payment on a house, planning for retirement, or simply managing your day-to-day finances, United Heritage Credit Union provides Banking for where you are.
UHCU Makes Student Loans Easy
UHCU has options to help you finance undergraduate and graduate degrees or refinance your current student loans.
Open a UHCU account.
Open an account with UHCU today to experience how we’re making banking personal again.
Home loans with you in mind.
With competitive rates and personalized service, we try to save you money and time wherever possible. Whether you're ready to buy, thinking about refinancing or interested in tapping in to your home's equity, we can help.
We're here to help you buy a car.
We provide fast, easy and affordable auto loans. If you’re ready to buy a car, apply today to get pre-approved!
Annual Holiday Giveaway
Enter For a Chance to Win
Our Annual Holiday Giveaway is back, and we're giving away great prizes each week!
- Five $50 HEB Gift Cards
- Three $100 Target Gift Cards
- Two $150 Amazon Gift Cards
- One $250 Apple Gift Card
Submit official entries through our website (Up to once a day)! Then follow us on Instagram or Facebook for extra entries and more fun! This giveaway ends Thursday, December 7, 2023.
Follow us on Instagram!
Let's Get Social
We'd love for you to join us on Instagram where we post about all kinds of things, including:
- Our awesome giveaways
- Helpful articles with topics on home buying, car shopping and personal budgeting
- Information about our services
- and so much more
Free up funds for holiday shopping!
Enjoy your holidays a little extra this year with our Skip-A-Pay program, which allows those who qualify to skip their November, December or January loan payment.
We make home-buying as simple as possible.
At United Heritage, we're increasing our home loan product offerings while other lenders are scaling back. With competitive rates and personalized service, we're here to make financing your home as simple as possible. Whether you're looking to purchase a home, refinance from another lender or take cash out using your home's equity, we have options for you.
- Competitive rates
- Get pre-qualified before you shop
- Assistance navigating the home-buying process
- First-time homebuyer assistance
Stress Less About Paying For College.
UHCU’s in school loan helps undergraduates and graduates pay the full cost of attendance. Get a credit decision in minutes and invite a cosigner in seconds.
- Fully deferred, interest only or immediate repayment options
- Borrow from $3,000 to $150,000
- .25% discount for automated payment deduction
- Cosigner release after 36 on-time payments
- Receive real-time updates on your application via text
We have a loan for your ride.
Whether you are buying a new or used car or refinancing your current auto loan from another lender, we can help. When you finance your vehicle with UHCU, you get the best of both worlds - low rates and exceptional service. In addition, you can finalize your loan without leaving your home! That's right, by using DocuSign to securely sign loan documents, you can complete the loan process all from the comfort of your home. Just a few of the ways we're here to help with every step of the process.
- Rates as low as 4.99% APR
- Personalized service
- Quick and convenient loan closings from home with DocuSign
- Assistance navigating the process
- Ask about no payments for 90 days!
Always here for you.
Just a click or a phone call away.
Our goal is to provide you with personalized service that meets your needs. In order to provide our members with the most convenient services possible
Visit a branch today:
- Cedar Park
- North Austin
- River Place
- Round Rock
- South Austin
- Southwest Austin
Where you bank matters.
If you have a problem with the services provided by this credit union, please contact us at:email@example.com, Website: www.cud.texas.gov.