We're glad you're here.
Don't wait. Auto loans as low as 4.39% APR.
Home loans with you in mind.
With competitive rates and personalized service, we try to save you money and time wherever possible. Whether you're ready to buy, thinking about refinancing or interested in tapping in to your home's equity, we can help.
We're here to help you buy a car.
We provide fast, easy and affordable auto loans. If you’re ready to buy a car, apply today to get pre-approved!
UHCU Makes Student Loans Easy
UHCU has options to help you finance undergraduate and graduate degrees or refinance your current student loans.
We make home-buying as simple as possible.
At United Heritage, we're increasing our home loan product offerings while other lenders are scaling back. With competitive rates and personalized service, we're here to make financing your home as simple as possible. Whether you're looking to purchase a home, refinance from another lender or take cash out using your home's equity, we have options for you.
- Competitive rates
- Get pre-qualified before you shop
- Assistance navigating the home-buying process
- First-time homebuyer assistance
We have a loan for your ride.
Whether you are buying a new or used car or refinancing your current auto loan from another lender, we can help. When you finance your vehicle with UHCU, you get the best of both worlds - low rates and exceptional service. In addition, you can finalize your loan without leaving your home! That's right, by using DocuSign to securely sign loan documents, you can complete the loan process all from the comfort of your home. Just a few of the ways we're here to help with every step of the process.
- Rates as low as 4.39% APR
- Personalized service
- Quick and convenient loan closings from home with DocuSign
- Assistance navigating the process
- Ask about no payments for 90 days!
Stress Less About Paying For College.
UHCU’s in school loan helps undergraduates and graduates pay the full cost of attendance. Get a credit decision in minutes and invite a cosigner in seconds.
- Fully deferred, interest only or immediate repayment options
- Borrow from $3,000 to $150,000
- .25% discount for automated payment deduction
- Cosigner release after 36 on-time payments
- Receive real-time updates on your application via text
H. Ralph Wilburn Memorial Scholarship
Application Now Open for $5000 scholarship.
United Heritage Charity Foundation is awarding a $5,000 scholarship to a graduating high school senior who is planning on continuing their education in the Fall of 2023. Applicants must be or become a UHCU member and complete the online application for the United Heritage H. Ralph Wilburn Memorial Scholarship by March 31, 2023.
This scholarship is awarded to students that exemplify the credit union philosophy of "People Helping People," including well-rounded scholastic achievements, involvement in extra-curricular activities and community service. To see the full requirements for application, click the button below.
Always here for you.
Just a click or a phone call away.
Our goal is to provide you with personalized service that meets your needs. In order to provide our members with the most convenient services possible
Visit a branch today:
- Cedar Park
- North Austin
- River Place
- Round Rock
- South Austin
- Southwest Austin
Where you bank matters.
If you have a problem with the services provided by this credit union, please contact us at:
United Heritage Credit Union
P.O. Box 202020, Austin, Texas 78720
512.435.4545 or 800.531.2328