• Real Estate Loans

    Mortgage Loans Flexible financing options for the home of your dreams.

    Home Equity Loans Access cash using the equity you’ve built in your home.

  • Auto Loans

    New or Used Car Loans Let us take the stress out of the car buying process.

    Auto Refinance Enjoy lower interest rates and smaller payments when you refinance.

  • Personal Loans

    Personal Loans Access to the money you need, when you need it.

    Line of Credit Have peace of mind you'll be able to handle fluctuations in your finances.

    CD Secured Loans Establish credit or borrow money without a co-signer.

  • Credit Cards

    Credit Cards Industry-leading cards with competitive rates and benefits.

    • Added Benefits

      Competitive, low interest rates.

      Sign most loan documents electronically with DocuSign.

      Personalized service from your UHCU Loan Specialist.

      Apply Now
  • Investments

    CDs Tiered interest paid quarterly; terms from three to 60 months.

    IRAs No monthly fee; traditional and Roth IRA available.

  • Insurance

    Term Life Insurance An affordable option to keep you covered.

    Accidental Death Up to $300,000 worth of coverage, no medical questions asked.

    Long-Term Care Be prepared for an unexpected illness or hospitalization.

    Auto Free, instant rate quotes from reputable carriers.

    • Added Benefits

      Looking for Financial Help? Our partnership with LPL financial will put you on the right track with investment services, insurance products and information access.

      Learn More

ATM & Branch Locations

Convenience is 13 local branches and thousands of free ATMs.

Find a UHCU Branch/ATM

  Find it

Our goal is to provide you with personalized service that meets your needs. In order to provide our members with the most convenient services possible, we have 13 local branches in Austin, Cedar Park, Georgetown, Kyle, Lakeway, River Place, Round Rock and Tyler; a network of 5,000 Shared Branches nationwide; and are part of the Alliance of Austin Credit Unions. For even more convenience, United Heritage is part of the national CO-OP Network, giving you access to a network of 35,000 free ATMs throughout the country.

 

Branch Locations:

Austin-Bergstrom
3600 Presidential Blvd.
2nd Floor, St. 114B
Austin, Texas 78719

Lobby:         Mon.–Fri.: 7:30 AM to 5:30 PM
                    Sat.: 9:00 AM to 3:00 PM

 

Cedar Park
1801 E. Whitestone Blvd. (FM 1431)
Cedar Park, Texas 78613

Lobby:         Mon.–Th.: 9:00 AM to 5:00 PM
                    Fri.: 9:00 AM to 6:00 PM
                    Sat.: 9:00 AM to 2:00 PM

Drive-Thru:  Mon.–Fri.: 7:30 AM to 6:30 PM
                    Sat.: 9:00 AM to 2:00 PM

ATM:            Drive-Up

 

Georgetown
12 Waters Edge Circle
Georgetown, Texas 78626

Lobby:         Mon.–Th.: 9:00 AM to 5:00 PM
                    Fri.: 9:00 AM to 6:00 PM
                    Sat.: 9:00 AM to 2:00 PM

Drive-Thru:   Mon.–Fri.: 7:30 AM to 6:00 PM
                    Sat.: 9:00 AM to 2:00 PM

ATM:            Drive-Up

 

 

 

Kyle
5029 Kyle Center Drive
(S FM 1626)
Kyle, Texas 78640

Lobby:         Mon.–Fri.: 9:00 AM to 6:00 PM
                    Sat.: 9:00 AM to 2:00 PM

Drive-Thru:   Mon.–Fri.: 7:30 AM to 6:30 PM
                    Sat.: 9:00 AM to 2:00 PM

ATM:            Drive-Up

 

Lakeway
3317 S. Ranch Road 620
Austin, Texas 78738

Lobby:         Mon.–Th.: 9:00 AM to 5:00 PM
                    Fri.: 9:00 AM to 6:00 PM
                    Sat.: 9:00 AM to 2:00 PM

Drive-Thru:   Mon.–Fri.: 7:30 AM to 6:30 PM
                    Sat.: 9:00 AM to 2:00 PM

ATM:             Drive-Up

 

North Austin
12208 N. Mopac Expy.
Austin, Texas 78758

Lobby:          Mon.–Th.: 9:00 AM to 5:00 PM
                     Fri.: 9:00 AM to 6:00 PM
                     Sat.: 9:00 AM to 2:00 PM

Drive-Thru:   Mon.–Fri.: 7:30 AM to 6:30 PM
                     Sat.: 9:00 AM to 2:00 PM

ATM:             Drive-Up

 

 

 

River Place
10815 Ranch Road 2222
Austin, Texas 78730

Lobby:          Mon.–Fri.: 9:00 AM to 6:00 PM
                    Sat.: 9:00 AM to 2:00 PM

Drive-Thru:   Mon.–Fri.: 7:00 AM to 7:00 PM
                     Sat.: 9:00 AM to 2:00 PM

ATM:             Drive-Up

 

Round Rock
301 Mays Crossing Drive
Round Rock, Texas 78664

Lobby:         Mon.–Th.: 9:00 AM to 5:00 PM
                    Fri.: 9:00 AM to 6:00 PM
                    Sat.: 9:00 AM to 2:00 PM

Drive-Thru:  Mon.–Fri.: 7:30 AM to 6:00 PM
                    Sat.: 9:00 AM to 2:00 PM

ATM:            Drive-Up; Walk-Up

 

South Austin
6400 Manchaca Road
Austin, Texas 78745

Lobby:          Mon.–Fri.: 9:00 AM to 6:00 PM
                    Sat.: 9:00 AM to 2:00 PM

Drive-Thru:   Mon.–Fri.: 7:30 AM to 6:30 PM
                    Sat.: 9:00 AM to 2:00 PM

ATM:             Drive-Up; Walk-Up

 

 

 

Southeast Austin
1900 Woodward Street
Austin, Texas 78741

Drive-Thru:   Mon.–Fri.: 7:00 AM to 6:00 PM
                    Sat.: 9:00 AM to 2:00 PM

Three Drive-Thru Lanes at Austin Federal Credit Union
United Heritage has partnered with Austin FCU to provide three drive-thru lanes that are dedicated to serving UHCU members.

 

Southwest Austin
5011 W. Slaughter Lane; Bldg. 1
Austin, Texas 78749

Lobby:         Mon.–Fri.: 9:00 AM to 6:00 PM
                    Sat.: 9:00 AM to 2:00 PM

Drive-Thru:   Mon.–Fri.: 7:30 AM to 6:30 PM
                     Sat.: 9:00 AM to 2:00 PM

ATM:             Drive-Up

 

Tyler
522 S. Broadway Ave.
Tyler, Texas 75702

Lobby:          Mon.–Fri.: 9:00 AM to 5:00 PM

Drive-Thru:   Mon.–Fri.: 7:30 AM to 6:30 PM
                     Sat.: 9:00 AM to 1:00 PM

ATM:             Drive-Up

 

 

 

Westlake
2009 S. Capital of Texas Hwy.
Ste. 100
Austin, Texas 78746

Lobby:         Mon.–Th.: 9:00 AM to 5:00 PM
                   Fri.:  9:00 AM to 6:00 PM
                    Sat.: 9:00 AM to 2:00 PM

Drive-Thru:  Mon.–Fri.: 7:30 AM to 6:30 PM
                    Sat.: 9:00 AM to 2:00 PM

ATM:            Drive-Up

 

 

Credit Union Service Centers:

More than just offering you access to a wide network of ATMs, we go a step farther by providing you access to your accounts through other credit unions, called Shared Branches. To find a Shared Branch or ATM, visit www.cuservicecenter.com, download the app, or call 800.919.CUSC (2872).

 

Anywhere you see the swirl  you can conduct a range of transactions, such as:

  • Deposits
  • Withdrawals
  • Loan payments
  • Transfers between accounts
  • Purchase money orders, travelers checks and official checks*
  • And more
*May not be available at all outlets and locations.
 

What to bring to a Shared Branch:

  • Your account number
  • Valid government or state-issued photo identification

ATMs

We understand that easy access to your accounts is important when it comes to selecting your financial partner. In order to better serve you, we have joined several ATM networks, providing our members access to hundreds of free ATMs throughout the Greater Texas area as well as more than 35,000 surcharge-free ATMs nationwide.

Alliance of Austin Credit Unions:
In the spirit of financial cooperatives, participating Austin-area credit unions have joined forces to provide members with a free network of ATMs. All members of participating credit unions now have the added convenience of using any ATM within the network free of charge. For free access to your money, visit any ATM location listed on the Alliance of Austin Credit Unions website.

Nationwide Access to your funds through CO-OP Network
Through a partnership with CO-OP Network, you have surcharge-free access to more than 35,000 ATMs throughout the US and Canada. For locations, visit www.co-opnetwork.org.

Free ATMs are available at United Heritage branch locations as well as:

  • ACL Live at The Moody Theatre, Austin
  • North Austin Medical Center, Austin
  • W Hotel, 200 Lavaca St., Austin
  • Texas National Guard Camp Mabry Base (Once granted access to Camp Mabry)
  • Trinity Mother Frances Hospital, Tyler
  • Altra Federal Credit Union, Tyler
 
  • We're making banking personal again.

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