• CDs

    CDs Tiered interest paid quarterly; terms from three to 60 months.

  • IRAs

    Variable-Rate IRA Call the shots with this flexible option.

    Fixed-Rate IRA Deposit a fixed amount while earning higher returns.

  • Financial Advisor

    LPL Financial Our partnership with LPL Financial will put you on the right track with investment services, insurance products and information access.

    • Added Benefits

      Glossary of Financial Terms Financial literacy starts with understanding financial terms.

      Calculators Use our auto and mortgage calculators to estimate the loan terms that best fit your budget.

ATM and Branch Locations

Our goal is to provide you with personalized service that meets your needs. In order to provide our members with the most convenient services possible, we have 12 local branches in Austin, Cedar Park, Georgetown, Kyle, Lakeway, River Place, Round Rock and Tyler; a network of 5,000 Shared Branches nationwide; and are part of the Alliance of Austin Credit Unions. For even more convenience, United Heritage is part of the national CO-OP Network, giving you access to a network of 35,000 free ATMs throughout the country. 

Branch Locations

Cedar Park
1801 E Whitestone Blvd (FM 1431)
Cedar Park, Texas 78613

Lobby:         Mon.–Th.: 9:00 AM to 5:00 PM
                    Fri.: 9:00 AM to 6:00 PM
                    Sat.: 9:00 AM to 2:00 PM

Drive-Thru:  Mon.–Fri.: 7:30 AM to 6:30 PM
                    Sat.: 9:00 AM to 2:00 PM

ATM:            Drive-Up

 

Georgetown
12 Waters Edge Cir
Georgetown, Texas 78626

Lobby:         Mon.–Th.: 9:00 AM to 5:00 PM
                    Fri.: 9:00 AM to 6:00 PM
                    Sat.: 9:00 AM to 2:00 PM

Drive-Thru:   Mon.–Fri.: 7:30 AM to 6:00 PM
                    Sat.: 9:00 AM to 2:00 PM

ATM:            Drive-Up

 

Kyle
5029 Kyle Center Dr (S FM 1626)
Kyle, Texas 78640

Lobby:         Mon.–Fri.: 9:00 AM to 6:00 PM
                    Sat.: 9:00 AM to 2:00 PM

Drive-Thru:   Mon.–Fri.: 7:30 AM to 6:30 PM
                    Sat.: 9:00 AM to 2:00 PM

ATM:            Drive-Up

 

 

 

Lakeway
3317 S RR 620
Austin, Texas 78738

Lobby:         Mon.–Th.: 9:00 AM to 5:00 PM
                    Fri.: 9:00 AM to 6:00 PM
                    Sat.: 9:00 AM to 2:00 PM

Drive-Thru:   Mon.–Fri.: 7:30 AM to 6:30 PM
                    Sat.: 9:00 AM to 2:00 PM

ATM:             Drive-Up

 

North Austin
12208 N Mopac Expy
Austin, Texas 78758

Lobby:          Mon.–Th.: 9:00 AM to 5:00 PM
                     Fri.: 9:00 AM to 6:00 PM
                     Sat.: 9:00 AM to 2:00 PM

Drive-Thru:   Mon.–Fri.: 7:30 AM to 6:30 PM
                     Sat.: 9:00 AM to 2:00 PM

ATM:             Drive-Up

 

River Place
10815 RR 2222
Austin, Texas 78730

Lobby:          Mon.–Fri.: 9:00 AM to 6:00 PM
                    Sat.: 9:00 AM to 2:00 PM

Drive-Thru:   Mon.–Fri.: 7:00 AM to 7:00 PM
                     Sat.: 9:00 AM to 2:00 PM

ATM:             Drive-Up

 

 

 

Round Rock
301 Mays Crossing Dr
Round Rock, Texas 78664

Lobby:         Mon.–Th.: 9:00 AM to 5:00 PM
                    Fri.: 9:00 AM to 6:00 PM
                    Sat.: 9:00 AM to 2:00 PM

Drive-Thru:  Mon.–Fri.: 7:30 AM to 6:00 PM
                    Sat.: 9:00 AM to 2:00 PM

ATM:            Drive-Up; Walk-Up

 

South Austin
6400 Manchaca Rd
Austin, Texas 78745

Lobby:          Mon.–Fri.: 9:00 AM to 6:00 PM
                    Sat.: 9:00 AM to 2:00 PM

Drive-Thru:   Mon.–Fri.: 7:30 AM to 6:30 PM
                    Sat.: 9:00 AM to 2:00 PM

ATM:             Drive-Up; Walk-Up

 

Southeast Austin
1900 Woodward St
Austin, Texas 78741

Drive-Thru:   Mon.–Fri.: 7:00 AM to 6:00 PM
                    Sat.: 9:00 AM to 2:00 PM

Three Drive-Thru Lanes at Austin Federal Credit Union
United Heritage has partnered with Austin FCU to provide three drive-thru lanes that are dedicated to serving UHCU members.

 

 

 

Southwest Austin
5011 W Slaughter Ln
Austin, Texas 78749

Lobby:         Mon.–Fri.: 9:00 AM to 6:00 PM
                    Sat.: 9:00 AM to 2:00 PM

Drive-Thru:   Mon.–Fri.: 7:30 AM to 6:30 PM
                     Sat.: 9:00 AM to 2:00 PM

ATM:             Drive-Up

 

Tyler
522 S Broadway Ave
Tyler, Texas 75702

Lobby:          Mon.–Fri.: 9:00 AM to 5:00 PM

Drive-Thru:   Mon.–Fri.: 7:30 AM to 6:30 PM
                     Sat.: 9:00 AM to 1:00 PM

ATM:             Drive-Up

 

Westlake
2009 S Capital of Texas Hwy
Austin, Texas 78746

Lobby:         Mon.–Th.: 9:00 AM to 5:00 PM
                   Fri.:  9:00 AM to 6:00 PM
                    Sat.: 9:00 AM to 2:00 PM

Drive-Thru:  Mon.–Fri.: 7:30 AM to 6:30 PM
                    Sat.: 9:00 AM to 2:00 PM

ATM:            Drive-Up

 


2016 Holiday Closures

December 24    Christmas Eve 
December 25   Christmas Day
December 26   Christmas Day Observed

2017 Holiday Closures

January 2   New Year's Day Observed
January 16   Martin Luther King Jr. Day
February 20   Presidents Day
May 29   Memorial Day
July 4   Independence Day
September 4   Labor Day
October 9   Columbus Day
November 11   Veterans Day
November 23   Thanksgiving Day
December 23    Christmas Eve Observed 
December 25   Christmas Day


Find ATM or Branch Locations


ATMs

We understand that easy access to your accounts is important when it comes to selecting your financial partner. In order to better serve you, we have joined several ATM networks, providing our members access to hundreds of free ATMs throughout the Greater Texas area as well as more than 35,000 surcharge-free ATMs nationwide.


Alliance of Austin Credit Unions

In the spirit of financial cooperatives, participating Austin-area credit unions have joined forces to provide members with a free network of ATMs. All members of participating credit unions now have the added convenience of using any ATM within the network free of charge. For free access to your money, visit any ATM location listed on the Alliance of Austin Credit Unions website.

 

Nationwide Access to your funds through CO-OP Network

Through a partnership with CO-OP Network, you have surcharge-free access to more than 35,000 ATMs throughout the US and Canada. Look for the logo below or find locations here.


Free ATMs are available at United Heritage branch locations as well as:
  • ACL Live at The Moody Theatre, Austin
  • North Austin Medical Center, Austin
  • W Hotel, 200 Lavaca St., Austin
  • Texas National Guard Camp Mabry Base (Once granted access to Camp Mabry)
  • Trinity Mother Frances Hospital, Tyler
  • Altra Federal Credit Union, Tyler

CO-OP Shared Branches

More than just offering you access to a wide network of ATMs, we go a step farther by providing you access to your accounts through other credit unions, called Shared Branches. To find a Shared Branch or ATM, visit co-opsharedbranch.org, download the app, or call 888.748.3266.

 

Anywhere you see the CO-OP Shared Branch logo you can conduct a range of transactions, such as:

  • Deposits
  • Withdrawals
  • Loan payments
  • Transfers between accounts
  • Purchase money orders, travelers checks and official checks*
  • And more
 
*May not be available at all outlets and locations.
 

What to bring to a Shared Branch:

  • Your account number
  • Valid government or state-issued photo identification


  • We're making banking personal again.

  •   Find a Location Near You