• Real Estate Loans

    Mortgage Loans Flexible financing options for the home of your dreams.

    Home Equity Loans Access cash using the equity you’ve built in your home.

  • Auto Loans

    New or Used Car Loans Let us take the stress out of the car buying process.

    Auto Refinance Enjoy lower interest rates and smaller payments when you refinance.

  • Personal Loans

    Personal Loans Access to the money you need, when you need it.

    Line of Credit Have peace of mind you'll be able to handle fluctuations in your finances.

    CD Secured Loans Establish credit or borrow money without a co-signer.

  • Credit Cards

    Credit Cards Industry-leading cards with competitive rates and benefits.

    • Added Benefits

      Competitive, low interest rates.

      Sign most loan documents electronically with DocuSign.

      Personalized service from your UHCU Loan Specialist.

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  • Investments

    CDs Tiered interest paid quarterly; terms from three to 60 months.

    IRAs No monthly fee; traditional and Roth IRA available.

  • Insurance

    Term Life Insurance An affordable option to keep you covered.

    Accidental Death Up to $300,000 worth of coverage, no medical questions asked.

    Long-Term Care Be prepared for an unexpected illness or hospitalization.

    Auto Free, instant rate quotes from reputable carriers.

    • Added Benefits

      Looking for Financial Help? Our partnership with LPL financial will put you on the right track with investment services, insurance products and information access.

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Saving Just Got Easier

Let us help you reach your financial goals.

Find a UHCU Branch/ATM

  Find it

At United Heritage, saving money is easy with our variety of flexible accounts. No matter what you’re saving for or how quickly you’d like to see your money grow, we have an account that’s perfect for you.

Having the right account for you is important to us.

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Regular Savings

Your gateway to all that UHCU has to offer.

 

  • $1 minimum opening balance
  • NO monthly fee
  • DIVIDENDS paid quarterly
  • FLEXIBLE access to cash
  • INSURED up to $250,000
  Learn More

Special Savings

The perfect way to save for something special.

 

  • $5 minimum opening balance
  • NO monthly fee
  • NO monthly balance requirement
  • DIVIDENDS paid quarterly
  • FLEXIBLE access to cash
  • INSURED up to $250,000
  Learn More

Independence Savings

Get a higher return on your investment with this account.

 

  • $100 minimum opening balance
  • $100 minimum monthly balance
  • DIVIDENDS paid monthly
  • UNLIMITED deposits
  • INSURED up to $250,000
  Learn More

Holiday Savings

Start saving now to get ready for the holidays.

 

  • $5 minimum opening balance
  • NO monthly fee
  • DIVIDENDS paid quarterly
  • UNLIMITED deposits
  • INSURED up to $250,000
  Learn more

Student Savings

Educate your student on the importance of saving.

 

  • $0 minimum opening balance
  • NO monthly fee
  • DIVIDENDS paid quarterly
  • FLEXIBLE access to cash
  • INSURED up to $250,000
  Learn More

Coverdell Education Savings Account

Higher education is expensive. Start saving today.

 

  • $2,000 annual contribution max
  • TAX-FREE earnings
  • BENEFICIARY is younger than 18 years old
  • EARNINGS to be used on educational expenses
  • INSURED up to $250,000
  Learn More

Information and disclosures for each account type and attached account product are included on the next linked page.
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