• Home Sweet Home

    Mortgage Loans Flexible financing options for the home of your dreams.

    Home Equity Loans Access cash using the equity you’ve built in your home.

  • Finance Your Car

    Auto Refinance Enjoy lower interest rates and smaller payments with refinancing.

    New Car Loan Keep car payments manageable with a new car loan.

  • Get Funds Now

    Personal Loan Access to the money you need, when you need it.

    CD Secured Earn interest on your funds while you borrow against them.

  • Add Flexibility

    Credit Cards Our industry-leading cards have competitive rates and benefits.

  • Grow Your Wealth

    CDs Tiered interest paid quarterly; terms from three to 60 months.

    IRAs No monthly fee; traditional and Roth IRA available.

  • Insure Yourself

    Term Life Insurance An affordable option to keep you covered.

    Accidental Death Up to $300,000 worth of coverage, no medical questions asked.

    Long-Term Care Be prepared for an unexpected illness or hospitalization.

    Auto Free, instant rate quotes from reputable carriers.

    • Added Benefits

      Looking for Financial Help? Our partnership with LPL financial will put you on the right track with investment services, insurance products and information access.

      Learn More
  • Convenient Access

    Online Banking Online transactions make banking a breeze.

    Mobile Banking Access your account any time, anywhere from your phone.

  • Competitive Rates

    Checking Rates View rates and requirements for all UHCU checking accounts.

    Loan Rates View rates and requirements for all UHCU loans.

    Savings/Investment Rates View rates and requirements for all savings and investment opportunities.

    Fees Schedule View rates and requirements for all savings and investment opportunities.

  • Serving You Better

    Personalized Service Accounts and products to fit your unique needs.

    Convenience Services BillPay and direct deposit make money management simple.

    Branch Services We go way beyond deposits and withdrawals at our branches.

    Tax Services Don’t let tax-season stress get you down.

    • Added Benefits

      Become a Member At UHCU, we go above and beyond for our members. Join the UHCU family and see how we make banking personal.

      Join Now

Saving Just Got Easier

Let us help you reach your financial goals.

Find a UHCU Branch/ATM

  Find it

At United Heritage, saving money is easy with our variety of flexible accounts. No matter what you’re saving for or how quickly you’d like to see your money grow, we have an account that’s perfect for you.

Having the right account for you is important to us.

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Regular Savings

Your gateway to all that UHCU has to offer.

 

  • $1 minimum opening balance
  • NO monthly fee
  • DIVIDENDS paid quarterly
  • FLEXIBLE access to cash
  • INSURED up to $250,000
  Learn More

Special Savings

The perfect way to save for something special.

 

  • $5 minimum opening balance
  • NO monthly fee
  • NO monthly balance requirement
  • DIVIDENDS paid quarterly
  • FLEXIBLE access to cash
  • INSURED up to $250,000
  Learn More

Independence Savings

Get a higher return on your investment with this account.

 

  • $100 minimum opening balance
  • $100 minimum monthly balance
  • DIVIDENDS paid monthly
  • UNLIMITED deposits
  • INSURED up to $250,000
  Learn More

Holiday Savings

Start saving now to get ready for the holidays.

 

  • $5 minimum opening balance
  • NO monthly fee
  • DIVIDENDS paid quarterly
  • UNLIMITED deposits
  • INSURED up to $250,000
  Learn more

Student Savings

Educate your student on the importance of saving.

 

  • $0 minimum opening balance
  • NO monthly fee
  • DIVIDENDS paid quarterly
  • FLEXIBLE access to cash
  • INSURED up to $250,000
  Learn More

Coverdell Education Savings Account

Higher education is expensive. Start saving today.

 

  • $2,000 annual contribution max
  • TAX-FREE earnings
  • BENEFICIARY is younger than 18 years old
  • EARNINGS to be used on educational expenses
  • INSURED up to $250,000
  Learn More

Information and disclosures for each account type and attached account product are included on the next linked page.
  • We're making banking personal again.

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