• Investments

    CDs Tiered interest paid quarterly; terms from three to 60 months.

    IRAs No monthly fee; traditional and Roth IRA available.

  • Insurance

    Term Life Insurance An affordable option to keep you covered.

    Accidental Death Up to $300,000 worth of coverage, no medical questions asked.

    Long-Term Care Be prepared for an unexpected illness or hospitalization.

    Auto Free, instant rate quotes from reputable carriers.

    • Added Benefits

      Looking for Financial Help? Our partnership with LPL financial will put you on the right track with investment services, insurance products and information access.

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All UHCU branches will be closed on Monday, February 15, in observance of Presidents Day. Branches will be open for normal business hours on Tuesday, February 16.

Compare Savings Accounts

Our savings accounts help you reach your financial goals.

UHCU Savings Accounts

At United Heritage Credit Union, saving money is effortless with our numerous high-yield savings accounts. No matter what you’re saving for or how quickly you’d like to see your funds grow, there's a UHCU savings account that’s perfect for you. United Heritage members can have multiple savings accounts and manage them all within Online Banking and Mobile Banking - making it easy to reach individual savings goals.

Regular Savings

Your gateway to all that UHCU has to offer.


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Special Savings

The perfect way to save for something special.


  • $5 minimum opening balance
  • NO monthly fee
  • NO monthly balance requirement
  • DIVIDENDS paid quarterly
  • FREE Mobile Banking/App
  • FREE Online Banking
  • FLEXIBLE access to cash
  • INSURED up to $250,000
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Independence Savings

Get a higher return on your investment with this account.


  • $100 minimum opening balance
  • $100 minimum monthly balance
  • DIVIDENDS paid monthly
  • FREE Mobile Banking/App
  • FREE Online Banking
  • UNLIMITED deposits
  • INSURED up to $250,000
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Holiday Savings

Start saving now to get ready for the holidays.


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Student Savings

Educate your student on the importance of saving.


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Coverdell Education Savings Account

Higher education is expensive. Start saving today.


  • $2,000 annual contribution max
  • TAX-FREE earnings
  • BENEFICIARY is younger than 18 years old
  • EARNINGS to be used on educational expenses
  • INSURED up to $250,000
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Membership/Regular Savings required for all savings accounts.
Information and disclosures for each account type and attached account product are included on the next linked page.

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