• Investments

    CDs Tiered interest paid quarterly; terms from three to 60 months.

    IRAs No monthly fee; traditional and Roth IRA available.

  • Insurance

    Term Life Insurance An affordable option to keep you covered.

    Accidental Death Up to $300,000 worth of coverage, no medical questions asked.

    Long-Term Care Be prepared for an unexpected illness or hospitalization.

    Auto Free, instant rate quotes from reputable carriers.

    • Added Benefits

      Looking for Financial Help? Our partnership with LPL financial will put you on the right track with investment services, insurance products and information access.

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Loans and Credit

Because helping you realize your goals is important to us, we offer a variety of flexible borrowing options. And as a not-for-profit financial cooperative, United Heritage Credit Union is able to offer you lower interest rates, resulting in serious savings throughout the life of your loan.

Auto Loans


Looking for a new or used car loan, or want to refinance your existing loan for lower payments? UHCU auto loans have competitive rates and flexible repayment options.

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Mortgage Loans


Buying a home is an exciting time in your life. Make the process of purchasing or refinancing your house easier with a UHCU mortgage loan.

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Home Equity Loans


Put the equity in your home to work for you with a UHCU home equity loan. With a home equity loan you'll be able to leverage your equity while keeping low monthly payments.

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Personal Loans


Whether you're looking for a personal loan, line of credit or CD secured loan, UHCU's loan options give you the flexibility and coverage you need to reach your goals.

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Motorcycle, RV & Boat Loans


No matter your mode of transportation, a UHCU loan specialist can help you secure a great, low rate. 

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Credit Cards

UHCU offers a variety of credit cards with competitive rates and a full range of benefits. Find the UHCU credit card that’s right for you.

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Membership/Regular Savings account required.
United Heritage Lending Policies apply.
NMLS #630601

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