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Loans and Credit

Because helping you realize your goals is important to United Heritage Credit Union, we offer a variety of flexible borrowing options. And as a not-for-profit financial cooperative, we are able to offer you lower interest rates, resulting in serious savings throughout the life of your loan.

Auto Loans

(62 reviews)

Looking for a new or used car loan, or want to refinance your existing loan for lower payments? UHCU auto loans have competitive rates and flexible repayment options.

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Mortgage Loans

(9 reviews)

Buying a home is an exciting time in your life. Make the process of purchasing or refinancing your house easier with a UHCU mortgage loan.

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Home Equity Loans

(6 reviews)

Put the equity in your home to work for you with a UHCU home equity loan. With a home equity loan, you'll be able to leverage your equity while keeping low monthly payments.

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Personal Loans

(2 reviews)

Whether you're looking for a personal loan, line of credit or CD secured loan, UHCU's loan options give you the flexibility and coverage you need to reach your goals.

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Motorcycle, RV & Boat Loans

(0 reviews)

No matter your mode of transportation, a UHCU loan specialist can help you secure a great, low rate. 

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Credit Cards

UHCU offers a variety of credit cards with competitive rates and a full range of benefits. Find the UHCU credit card that’s right for you.

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Membership/Regular Savings account required.
United Heritage Lending Policies apply.
NMLS #630601