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Loans and Credit

Because helping you realize your goals is important to United Heritage Credit Union, we offer a variety of flexible borrowing options. And as a not-for-profit financial cooperative, we are able to offer you lower interest rates, resulting in serious savings throughout the life of your loan.

Auto Loans

(55 reviews)

Looking for a new or used car loan, or want to refinance your existing loan for lower payments? UHCU auto loans have competitive rates and flexible repayment options.

 Apply Now Learn More

Mortgage Loans

(5 reviews)

Buying a home is an exciting time in your life. Make the process of purchasing or refinancing your house easier with a UHCU mortgage loan.

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Home Equity Loans

(5 reviews)

Put the equity in your home to work for you with a UHCU home equity loan. With a home equity loan, you'll be able to leverage your equity while keeping low monthly payments.

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Personal Loans

(2 reviews)

Whether you're looking for a personal loan, line of credit or CD secured loan, UHCU's loan options give you the flexibility and coverage you need to reach your goals.

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Motorcycle, RV & Boat Loans

(0 reviews)

No matter your mode of transportation, a UHCU loan specialist can help you secure a great, low rate. 

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Credit Cards

UHCU offers a variety of credit cards with competitive rates and a full range of benefits. Find the UHCU credit card that’s right for you.

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Membership/Regular Savings account required.
United Heritage Lending Policies apply.
NMLS #630601




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