• Real Estate Loans

    Mortgage Loans Flexible financing options for the home of your dreams.

    Home Equity Loans Access cash using the equity you’ve built in your home.

  • Auto Loans

    Auto Refinance Enjoy lower interest rates and smaller payments with refinancing.

    New or Used Car Loans Let us take the stress out of the car buying process.

  • Personal Loans

    Personal Loans Access to the money you need, when you need it.

    Line of Credit Have peace of mind about any fluctuations in your finances.

  • Credit Cards

    Credit Cards Industry-leading cards with competitive rates and benefits.

    • Added Benefits

      Competitive, low interest rates.

      Sign most loan documents electronically with DocuSign.

      Personalized service from your UHCU Loan Specialist.

      Apply Now
  • Investments

    CDs Tiered interest paid quarterly; terms from three to 60 months.

    IRAs No monthly fee; traditional and Roth IRA available.

  • Insurance

    Term Life Insurance An affordable option to keep you covered.

    Accidental Death Up to $300,000 worth of coverage, no medical questions asked.

    Long-Term Care Be prepared for an unexpected illness or hospitalization.

    Auto Free, instant rate quotes from reputable carriers.

    • Added Benefits

      Looking for Financial Help? Our partnership with LPL financial will put you on the right track with investment services, insurance products and information access.

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  • Online Services

    Online Banking Online transactions make banking a breeze.

    Mobile Banking Access your account any time, anywhere from your phone.

  • Rates and Fees

    Checking Rates View rates and requirements for all UHCU checking accounts.

    Loan Rates View rates and requirements for all UHCU loans.

    Savings/Investment Rates View rates and requirements for all savings and investment opportunities.

    Fee Schedule View rates and requirements for all savings and investment opportunities.

  • Member Services

    Personalized Service Accounts and products to fit your unique needs.

    Convenience Services BillPay and direct deposit make money management simple.

    Branch Services We go way beyond deposits and withdrawals at our branches.

    Tax Services Don’t let tax-season stress get you down.

    • Added Benefits

      Become a Member At UHCU, we go above and beyond for our members. Join the UHCU family and see how we make banking personal.

      Join Now

Service beyond banking.

Education to help you prepare for your financial future.


 



Find a UHCU Branch/ATM

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Get educated about your money management options. Whether it’s something simple (like opening a savings account) or something a little more detailed (like applying for a home equity loan), life is full of financial decisions and hurdles. At United Heritage, it is our goal to provide you with the necessary information to make well-informed financial decisions.

Financial success starts with financial education.

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Fraud Protection

When it comes to your money and your personal information, privacy is paramount. Learn what UHCU does to protect your confidentiality and how you can protect yourself from identity theft or fraud.

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Financial Tips

Building wealth is more than just putting money into the bank. Take control of your financial future by learning all that you can about effectively managing your money.

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Building Credit

Building good credit starts with credit report knowledge. Before you borrow money and sign up for credit cards, know what you’re getting into and arm yourself with the facts.

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Investing

Making your money work for you through investments takes some know-how. Learn the difference between IRAs, 401k’s and savings accounts so you can choose the investment options that fit you best.

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Life Event Planning

We all know life can throw us some curve balls now and then. At UHCU, we’ve got you covered. Learn how to prepare for and handle some of life’s biggest challenges.

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Glossary of Terms

Understanding your financial situation also means understanding the financial terms. We’ve gathered together a glossary of terms that will expand your financial literacy.

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