• Home Sweet Home

    Mortgage Loans Flexible financing options for the home of your dreams.

    Home Equity Loans Access cash using the equity you’ve built in your home.

  • Finance Your Car

    Auto Refinance Enjoy lower interest rates and smaller payments with refinancing.

    New Car Loan Keep car payments manageable with a new car loan.

  • Get Funds Now

    Personal Loan Access to the money you need, when you need it.

    CD Secured Earn interest on your funds while you borrow against them.

  • Add Flexibility

    Credit Cards Our industry-leading cards have competitive rates and benefits.

  • Grow Your Wealth

    CDs Tiered interest paid quarterly; terms from three to 60 months.

    IRAs No monthly fee; traditional and Roth IRA available.

  • Insure Yourself

    Term Life Insurance An affordable option to keep you covered.

    Accidental Death Up to $300,000 worth of coverage, no medical questions asked.

    Long-Term Care Be prepared for an unexpected illness or hospitalization.

    Auto Free, instant rate quotes from reputable carriers.

    • Added Benefits

      Looking for Financial Help? Our partnership with LPL financial will put you on the right track with investment services, insurance products and information access.

      Learn More
  • Convenient Access

    Online Banking Online transactions make banking a breeze.

    Mobile Banking Access your account any time, anywhere from your phone.

  • Competitive Rates

    Checking Rates View rates and requirements for all UHCU checking accounts.

    Loan Rates View rates and requirements for all UHCU loans.

    Savings/Investment Rates View rates and requirements for all savings and investment opportunities.

    Fees Schedule View rates and requirements for all savings and investment opportunities.

  • Serving You Better

    Personalized Service Accounts and products to fit your unique needs.

    Convenience Services BillPay and direct deposit make money management simple.

    Branch Services We go way beyond deposits and withdrawals at our branches.

    Tax Services Don’t let tax-season stress get you down.

    • Added Benefits

      Become a Member At UHCU, we go above and beyond for our members. Join the UHCU family and see how we make banking personal.

      Join Now

Service beyond banking.

Education to help you prepare for your financial future.


 



Find a UHCU Branch/ATM

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Get educated about your money management options. Whether it’s something simple (like opening a savings account) or something a little more detailed (like applying for a home equity loan), life is full of financial decisions and hurdles. At United Heritage, it is our goal to provide you with the necessary information to make well-informed financial decisions.

Financial success starts with financial education.

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Fraud Protection

When it comes to your money and your personal information, privacy is paramount. Learn what UHCU does to protect your confidentiality and how you can protect yourself from identity theft or fraud.

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Financial Tips

Building wealth is more than just putting money into the bank. Take control of your financial future by learning all that you can about effectively managing your money.

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Building Credit

Building good credit starts with credit report knowledge. Before you borrow money and sign up for credit cards, know what you’re getting into and arm yourself with the facts.

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Investing

Making your money work for you through investments takes some know-how. Learn the difference between IRAs, 401k’s and savings accounts so you can choose the investment options that fit you best.

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Life Event Planning

We all know life can throw us some curve balls now and then. At UHCU, we’ve got you covered. Learn how to prepare for and handle some of life’s biggest challenges.

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Glossary of Terms

Understanding your financial situation also means understanding the financial terms. We’ve gathered together a glossary of terms that will expand your financial literacy.

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  • We're making banking personal again.

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