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Because helping you realize your goals is important to United Heritage Credit Union, we offer a variety of flexible borrowing options. And as a not-for-profit financial cooperative, we are able to offer you low interest rates, resulting in serious savings throughout the life of your loan.

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Home Loans

United Heritage is your new address for low mortgage rates in Austin & Tyler, Texas. Let us help you find the perfect home loan. Apply online today!

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Vehicle Loans

When you finance your vehicle with UHCU, you get the best of both worlds - low rates and exceptional service.

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Personal Loans

UHCU’s personal loan options give you freedom and flexibility. Whether you want extra money for debt consolidation, cash management or unplanned expenses, we have simple, straightforward solutions.

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Motorcycle, RV & Boat Loans

If you need a motorcycle loan, recreational vehicle (RV) loan or boat loan, a UHCU loan specialist can help you secure a great, low rate.

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Student Loans

United Heritage Credit Union makes student loans easy. UHCU’s education refinance loan option gives you the freedom and flexibility you need to reach your goals.

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Commercial Lending

If you’re interested in multifamily, retail, office, medical or industrial property, we have a commercial lending program that is competitive and flexible.

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Credit Cards

UHCU offers a variety of credit cards with competitive rates and a full range of benefits. Find the UHCU credit card that’s right for you.

Membership/Regular Savings account required. United Heritage Lending Policies apply.