Mark all as read
Beware of Ongoing Telephone Scams NEW

Please remember to not provide any information to someone who calls you and requests personal information. If you're not comfortable with a call you receive claiming to be UHCU, hang up and call UHCU directly. 
New Auto Loan? NEW

For help submitting your insurance, managing your payments and accessing your UHCU account online, we've got you covered. Click here to complete your next steps!
Spirit of Sharing NEW

United Heritage Credit Union is partnering with Fox 7 to support the Central Texas Food Bank. Learn more about how you can support our community this season.
Support the East Texas Food Bank NEW

We're partnering with Fox51 to support local families. Find out ways you can donate and help support this season!
Sign In

Welcome Back

 
Forgot password? Forgot username?
Enroll in Online Banking
 
Branch Appointments
When Bundling 3 Auto Protection Options
Unlock a .30% Rate Discount on New Auto Loans*

When Bundling 3 Auto Protection Options

Members have saved thousands electing additional coverage with United Heritage rather than with the dealership! These options are designed to help protect you against the burden of unexpected expenses including costly mechanical breakdown, road hazards, unplanned life events and more. Apply online today to get started or speak to a loan representative at 512.435.4444. 

Apply Now Learn More
Access The Cash in Your Home with HELOC

And We Will Donate $100 to Charity!

A Home Equity Line of Credit (HELOC) is a variable-rate loan set up as a revolving line of credit. Funds can be used whenever you want, for whatever you want. 

UHCU will donate $100 to Central Texas Food Bank for every funded HELOC. Must apply now through December 31, and fund by January 31, 2025.

UHCU Home Equity Line of Credit Benefits
  • Variable rate
  • Lower initial monthly payments
  • Easy access to funds
  • No pre-payment penalties
  • No annual maintenance fees
  • Use for recurring expenses like education costs or investments

Apply Now Learn More
And We Will Donate $100 to Charity!
Auto Loans: Offers not eligible on existing United Heritage loans. APR applies to well-qualified borrowers. APR dependent on collateral, loan amount, credit and term selected. .10% APR rate discount applies to each investment protection product added to new auto loans, for a maximum discount of .30% APR. Investment protection products include Complete Vehicle Protection (CVP), Guaranteed Asset Protection (GAP), Vehicle Service Contract (VSC).

HELOC: $100 donation applies to HELOC loan applications received between November 28, 2025 through December 31, 2025, and funded by January 31, 2025. Funds will be donated to a charity of UHCU's choice. APR is subject to underwriting approval and may increase depending on borrower qualification, applicable finance charges or repayment term. Existing United Heritage loans not eligible. Closing costs may apply. Applicable Texas Home Lending Rules apply.