When bundling 4 Auto Protection Options
Unlock a .50% Rate Discount on New Auto Loans*

When bundling 4 Auto Protection Options

Members have saved thousands electing additional coverage with United Heritage rather than with the dealership! These options are designed to help protect you against the burden of unexpected expenses including costly mechanical breakdown, road hazards, unplanned life events and more. Apply online today to get started or speak to a loan representative at 512.435.4444. 

Access The Cash in Your Home with HELOC

And We Will Donate $100 to Charity!

A Home Equity Line of Credit (HELOC) is a variable-rate loan set up as a revolving line of credit. Funds can be used whenever you want, for whatever you want. 

UHCU will donate $100 to Central Texas Food Bank for every funded HELOC. Must apply between November 29 through December 9, and fund by January 3, 2025.

UHCU Home Equity Line of Credit Benefits
  • Variable rate
  • Lower initial monthly payments
  • Easy access to funds
  • No pre-payment penalties
  • No annual maintenance fees
  • Use for recurring expenses like education costs or investments

And We Will Donate $100 to Charity!
Win a $100 Gift Card with Your Walmart+ & Amazon Purchases!
Shop Smart & Win Big with Debit to Win

Win a $100 Gift Card with Your Walmart+ & Amazon Purchases!

Make 10 purchases of $5 or more on Walmart+ & Amazon between November 27 through December 4, 2024 for a chance to win a $100 gift card. Just use your debit card for Cyber Monday and Christmas shopping through the eligible dates! We're selecting 10 members at random on December 16, 2024 to each win a $100 gift card.
 

Auto Loans: Offers not eligible on existing United Heritage loans. APR applies to well-qualified borrowers. APR dependent on collateral, loan amount, credit and term selected. .15% APR rate discount applies to each investment protection product added to new auto loans, for a maximum discount of .50% APR. Investment protection products include Complete Vehicle Protection (CVP), Guaranteed Asset Protection (GAP), Vehicle Service Contract (VSC), and Credit Life, Disability and Involuntary Unemployment Insurance (CL&D, IUI).

HELOC: $100 donation applies to HELOC loan applications received between November 29, 2024 through December 4, 2024, and funded by January 3, 2024. Funds will be donated to a charity of UHCU's choice. APR is subject to underwriting approval and may increase depending on borrower qualification, applicable finance charges or repayment term. Existing United Heritage loans not eligible. Closing costs may apply. Applicable Texas Home Lending Rules apply. 

Debit to Win: Must make at least ten(10) purchases of $5.00 or more with Walmart+ or Amazon during the contest period to be eligible for entry. 1 entry is awarded for ten eligible transactions made during the contest period. Contest period runs Wednesday, November 27, 2024 at 9:00 AM (CST) to December 4, 2024 at 11:59 (CST). Random drawing will be conducted week of December 16, 2024 from all eligible entries received for each drawing. Ten (10) prize winners will be selected at random to receive a gift card valued at $100. Must be member in good standing and have not caused a loss to UHCU. UHCU Business Accounts are not eligible.