Welcome to United Heritage Credit Union, where banking is always there for you.
Explore the benefits of membership at UHCU below.
Become a member today!Open An Account
Banking For Where You Are
At United Heritage Credit Union, we understand banking looks different for every stage of life. No matter where you are in your life, we'll be here. We also understand that you need banking services in different physical locations - at home, on the go, or in one of our branch locations. We're here for that, too. With competitive interest rates, low fees, and convenient online and mobile banking, UHCU is the perfect partner to help you achieve your financial goals. Whether you're saving for a down payment on a house, planning for retirement, or simply managing your day-to-day finances, United Heritage Credit Union provides Banking for where you are.
We make home-buying as simple as possible.
At United Heritage, we're increasing our home loan product offerings while other lenders are scaling back. With competitive rates and personalized service, we're here to make financing your home as simple as possible. Whether you're looking to purchase a home, refinance from another lender or take cash out using your home's equity, we have options for you.
- Competitive rates
- Get pre-qualified before you shop
- Assistance navigating the home-buying process
- First-time homebuyer assistance
Stress Less About Paying For College.
UHCU’s in school loan helps undergraduates and graduates pay the full cost of attendance. Get a credit decision in minutes and invite a cosigner in seconds.
- Fully deferred, interest only or immediate repayment options
- Borrow from $3,000 to $150,000
- .25% discount for automated payment deduction
- Cosigner release after 36 on-time payments
- Receive real-time updates on your application via text
We have a loan for your ride.
Whether you are buying a new or used car or refinancing your current auto loan from another lender, we can help. When you finance your vehicle with UHCU, you get the best of both worlds - low rates and exceptional service. In addition, you can finalize your loan without leaving your home! That's right, by using DocuSign to securely sign loan documents, you can complete the loan process all from the comfort of your home. Just a few of the ways we're here to help with every step of the process.
- Rates as low as 4.99% APR
- Personalized service
- Quick and convenient loan closings from home with DocuSign
- Assistance navigating the process
- Ask about no payments for 90 days!
Follow us on Instagram!
Let's Get Social
We'd love for you to join us on Instagram where we post about all kinds of things, including:
- Our awesome giveaways
- Helpful articles with topics on home buying, car shopping and personal budgeting
- Information about our services
- and so much more
Always here for you.
Just a click or a phone call away.
Our goal is to provide you with personalized service that meets your needs. In order to provide our members with the most convenient services possible.
Visit a branch today:
- Cedar Park
- North Austin
- River Place
- Round Rock
- South Austin
- Southwest Austin