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Beware of Ongoing Telephone Scams NEW

Please remember to not provide any information to someone who calls you and requests personal information. If you're not comfortable with a call you receive claiming to be UHCU, hang up and call UHCU directly. 
New Auto Loan? NEW

For help submitting your insurance, managing your payments and accessing your UHCU account online, we've got you covered. Click here to complete your next steps!
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Future You Has Options.

High school graduation is the first step to adulthood. The "What's next?" question can feel heavy, but think of it as your first real chance to design a life you love. Whether you're dreaming of a college campus or diving straight into a high-impact career, the path forward is yours to build, with plenty of options.

Explore your options with UHCU below. 
Applications are now open for a $10,000 scholarship!
H. Ralph Wilburn Memorial Scholarship

Applications are now open for a $10,000 scholarship!

United Heritage Charity Foundation is awarding a $10,000 scholarship to two graduating high school seniors who are planning on continuing their education in the Fall of 2026. Applicants must be or become a UHCU member and complete the online application for the United Heritage H. Ralph Wilburn Memorial Scholarship by March 31, 2026.

This scholarship is awarded to students that exemplify the credit union philosophy of "People Helping People," including well-rounded scholastic achievements, involvement in extra-curricular activities and community service. To see the full requirements for application, click the button below.

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Stress Less About Paying For College.

Student Loans

UHCU’s in school loan helps undergraduates and graduates pay the full cost of attendance. Get a credit decision in minutes and invite a cosigner in seconds.

  • Fully deferred, interest only or immediate repayment options
  • Borrow from $3,000 to $150,000
  • .25% discount for automated payment deduction
  • Cosigner release after 36 on-time payments
  • Receive real-time updates on your application via text

Learn More Apply Now
uhcu student loans
UHCU Core Values

Start Your Career with UHCU

Entry level positions start at $21/hour for Tellers and $25/hour for Contact Center Representatives.

All UHCU employees can take advantage of the following benefits and more!

  • Competitive pay and a comprehensive benefits package
  • Career growth and education opportunities
  • Supporting the community and giving back through volunteer work and charity opportunities
  • Making a difference in the lives of more than 75,000 Austin, Tyler and Central Texas United Heritage members

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The UHCU Culture

At United Heritage, we've established a culture that inspires, challenges and empowers our team members to go above and beyond, not only at work, but at home and in their communities. The personal approach we take in our banking services extends to our team members as well. We're personally invested in the well-being and job satisfaction of all UHCU employees.
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As a Team Member, You'll Enjoy

Enter To Win!

We're giving five (5) students the opportunity to win a $100 Target gift card. Enter your information below and winners will be randomly selected and contacted Monday, March 9. Entries are accepted until Sunday, March 8 at 11:59 PM (CT).