Welcome to United Heritage Credit Union. Explore the benefits of membership at UHCU below.

Please visit our branch for a special gift from United Heritage Credit Union.
5029 Kyle Center Dr. (S FM 1626)
Banking For Where You Are

Banking For Where You Are

At United Heritage Credit Union, we understand banking looks different for every stage of life. No matter where you are in your life, we'll be here. We also understand that you need banking services in different physical locations - at home, on the go, or in one of our branch locations. We're here for that, too. With competitive interest rates, low fees, and convenient online and mobile banking, UHCU is the perfect partner to help you achieve your financial goals. Whether you're saving for a down payment on a house, planning for retirement, or simply managing your day-to-day finances, United Heritage Credit Union provides Banking for where you are.

Teen Checking Account

Build Your Financial Future with UHCU

Track your money, make purchases, and build a budget all with your own debit card. With no minimum balance requirement, no monthly fee and free account access, UHCU Teen Checking has everything you need for an early start to financial success.

Similar perks and benefits as our Freedom Checking account, including:

  • $0 minimum opening balance
  • No monthly service fee
  • No monthly balance requirement
  • Check writing available for 16-17

Teen with account
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Always here for you.

Just a click or a phone call away.

Our goal is to provide you with personalized service that meets your needs. In order to provide our members with the most convenient services possible.

Visit a branch today:

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Texas proud.

Where you bank matters.

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Service that WOWs

We treat members like our neighbors because sometimes, they are. We pride ourselves on our service and love of community.

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Greater Flexibility

We're not a call center, we're here to provide banking solutions and will work with you in person or over the phone.

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Lower Fees

Don't let fees get you down. We firmly believe in taking care of our members' whole financial being.

Follow us on Instagram!
Follow us on Instagram!

Let's Get Social

We'd love for you to join us on Instagram where we post about all kinds of things, including:

  • Our awesome giveaways
  • Helpful articles with topics on home buying, car shopping and personal budgeting
  • Information about our services
  • and so much more
We'd love to have you! Click the button below to visit our Instagram profile and click Follow.

United Heritage Credit Union
P.O. Box 202020, Austin, Texas 78720
512.435.4545 or 800.531.2328

The credit union is incorporated under the laws of the State of Texas and under state law is subject to regulatory oversight by the Texas Credit Union Department. If any dispute is not resolved to your satisfaction, you may also file a complaint against the credit union by contacting the Texas Credit Union Department through one of the means indicated below: In Person or U.S. Mail: 914 East Anderson Lane, Austin, Texas 78752-1699, Telephone Number: (512) 837-9236, Facsimile Number: (512) 832-0278; Email: complaints@cud.texas.gov, Website: www.cud.texas.gov.