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Jun
13
Shred Day - Georgetown Branch
Join us at the Georgetown branch for a free shred day event.
At United Heritage Credit Union, protecting your personal information is important! That is why we are happy to host a Shred Day and invite our members and the community to bring up to five file sized boxes of documents and paperwork to be professionally shredded.
Aug
08
Shred Day - Southwest Austin Branch
Join us at the Southwest Austin branch for a free shred day event.
At United Heritage Credit Union, protecting your personal information is important! That is why we are happy to host a Shred Day and invite our members and the community to bring up to five file sized boxes of documents and paperwork to be professionally shredded.
Oct
17
Shred Day - Round Rock
Join us at the Round Rock branch for a free shred day event.
At United Heritage Credit Union, protecting your personal information is important! That is why we are happy to host a Shred Day and invite our members and the community to bring up to five file sized boxes of documents and paperwork to be professionally shredded.
Dec
12
Shred Day - North Austin Branch
Join us at the North Austin branch for a free shred day event.
At United Heritage Credit Union, protecting your personal information is important! That is why we are happy to host a Shred Day and invite our members and the community to bring up to five file sized boxes of documents and paperwork to be professionally shredded.
Summer Showtime Giveaway
Enter UHCU's Summer Showtime Giveaway today! Fill out the official entry form here, must be following UHCU on Facebook and Instagram to win.
Driving Local Impact Forward
Gears & Giving Presented $25,000 to the United Heritage Charity Foundation
The numbers are in, and our first annual charity car show exceeded expectations. The proceeds will directly support family services, healthcare, and veteran assistance programs across our communities. Discover how your support made this milestone possible in our full event breakdown.
Growing With North Austin
Celebrating Our Newest Branch
We officially cut the ribbon on our new space in North Austin. Click below to check out the highlights, grand opening festivities, and special promotions.
Whats the Difference?
APR & Interest Rates
Navigating home loan jargon can be overwhelming, but mastering the basics of APR and interest rates can save you thousands. While your interest rate is the base cost of borrowing the principal amount, the APR delivers the complete annual cost of the loan. Read our blog to confidently choose the right mortgage for your budget.
North Austin Branch Closure
Effective May 1, 2026, the UHCU branch at 12208 N Mopac Expy will be closing as we transition service to our new Parmer Lane location. To support continued access for our members, we are excited to share that our new Parmer Lane branch will be opening on May 4th, 2026 at 8715 W Parmer Ln. Austin, Texas 78729. Click below to learn more about our Parmer Branch.
Protect Yourself From Fraud
Visit Our Security Center
Please be aware that UHCU will never call, text or email members asking for personal information, including:
- The last four digits of your card number
- Your PIN number
- Secure Access Code
- Online Banking password
Read the UHCU blog today!
Our blog includes helpful articles about Your Car, Your Money, Your Home, Security and UHCU Happenings.
Articles
Your Home
How to Choose the Right Loan?
Learn how to decide which loan is best for you
Your Car
Get the Most Out of Your Auto Loan
Check out our Learning Center to read all about car loan considerations.
Security Center
Phishing Phone Calls
How to recognize and what to do about phising phone calls and texts.
Your Car
How to Navigate the Car Financing Process
Learn about the choices you have when considering an auto loan.
Products, Services & Information
Auto Loans
Looking for a new or used car loan, or want to refinance your existing loan for lower payments? UHCU auto loans have low rates and flexible repayment options.
Student Loans
United Heritage Credit Union makes student loans easy. UHCU’s education refinance loan option gives you the freedom and flexibility you need to reach your goals.
UHCU Branch Locations
Find United Heritage Credit Union branches and ATM locations in Austin, Cedar Park, Georgetown, Kyle, Lakeway, River Place, Round Rock and Tyler.
Home Loans
United Heritage is your new address for low mortgage rates in Austin & Tyler, Texas. Let us help you find the perfect home loan. Apply online today!