Save More This May!

Reduce Your Auto Loan Rate with UHCU

Reduce Your Rate By

0.75

%

APR*

Access Special Auto Loan Rates

at the new North Austin Branch

Take advantage of an auto rate discount through May 31, 2026 when you apply for and fund a new or used auto loan, or refinance your existing car loan from another lender!

Visit our North Austin Branch or apply online and mention your rate discount when speaking to a loan representative. 

Buying new car
car driving on road
We have a loan for your ride.

Auto Loans

Whether you are buying a new or used car or refinancing your current auto loan from another lender, we can help. When you finance your vehicle with UHCU, you get the best of both worlds - low rates and exceptional service. In addition, you can finalize your loan without leaving your home! That's right, by using DocuSign to securely sign loan documents, you can complete the loan process all from the comfort of your home. Just a few of the ways we're here to help with every step of the process.
 

  • Competitive rates
  • Personalized service
  • Quick and convenient loan closings from home with DocuSign
  • Assistance navigating the process
  • Ask about no payments for 90 days!

Monthly Payment Car Affordability
Monthly Payments $--
Total Cost of Loan $--
You Could Borrow $--

Your monthly payment is based on the net purchase price of the vehicle, the loan term and the interest rate for the loan. Loan amount is based on the net purchase price of the vehicle (plus sales tax) or the vehicle price less any cash rebate, trade-in or down payment. If you have an outstanding balance on the vehicle you trade-in, that amount is added to the price of the vehicle you are purchasing.

The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.

Auto Loan Calculators

Use our auto calculators to help you estimate your monthly payments or determine how much car you can afford.