Mark all as read
Beware of Ongoing Telephone Scams NEW

Please remember to not provide any information to someone who calls you and requests personal information. If you're not comfortable with a call you receive claiming to be UHCU, hang up and call UHCU directly. 
Sign In

Welcome Back

 
Forgot password? Forgot username?
Enroll in Online Banking
 
Branch Appointments

The Right Accounts, Right Where You Are

Experience personalized service and better banking at UHCU. 

From everyday checking to savings accounts built to help you buy your first home, United Heritage Credit Union makes managing your money simple and convenient, online and on the go.

Choose an account that fits your lifestyle

Easy checking with no opening balance or monthly fees. Enjoy 24/7 access through Mobile App, Online Banking, Phone Banking, and surcharge-free ATMs.
Freedom Checking Account

Savings Options with UHCU

Find the perfect account to match your goals, whether you're just getting started, planning for a home, or saving long-term.
Type of Savings
Your money deserves a place that feels like home Get Started Today
UHCU Debit Cards are now Contactless!
Check out our new debit card designs

UHCU Debit Cards are now Contactless!

UHCU is now offering NEW debit card designs for our members! The new card designs feature a variety of options, in both horizontal and vertical orientations. And, new debit cards are now contactless!. Click below to see the new instant-issue and mail in options.

Ready to Elevate Your Everyday?

UHCU Metal Debit Card

The UHCU Metal Debit Card offers a range of benefits beyond its stunning design:

  • Unmatched Durability: Scratch-resistant and virtually unbreakable, this card is built to withstand the wear and tear of everyday use.
  • Enhanced Security: Metal construction offers an extra layer of protection against fraud and skimming.
  • Contactless Payments: Enjoy the convenience of tap-and-go transactions wherever contactless payments are accepted.

Metal debit card front
Illustrative image of a calendar with an arrow from Friday to Wednesday to show getting paid two days early.

Get Paid Early

Open an account with UHCU and you could get paid up to two days early. It's as easy as 1-2-3.
 

  1. Open a UHCU account
  2. Set up direct deposit for your paycheck
  3. Receive your paycheck up to two days early**
It's your money! Why not get it sooner?

Membership/Regular or Student Savings required. Regular Savings account required for all checking accounts. Par value of one share is $1.Programs (including, without limit, fees, rates and features) subject to change without notice. See Rates & Fees for applicable dividends and fees. Fees may reduce earnings. See Fee Schedule for applicable fees. Instant Issue Visa® Debit Card: Get an Instant Issue Visa® Debit Card for just $5. Daily transaction limits applied to Teen Checking account debit cards. Copies of cleared checks endorsed within 18 months of request date are free via Online Banking.
*Web BillPay is free when it is actively being utilized. An inactivity fee of $6.95 is assessed if there is fewer than one (1) payment processed during the Web BillPay calendar monthly billing cycle.
**United Heritage makes your pay available as soon as it is received, which in many cases can be up to two days before your scheduled payday. Employers control the timing of providing their payroll funds to United Heritage. Early deposit of your payroll is not guaranteed.

Independence Savings Account: Requires a 30-month investment term. Early withdrawal subject to loss of dividends.

Metal Card: A $35 fee will be charged to your account upon submission and processing of the order form. Replacement metal cards are $50. Funds for the cost of the card must be available in the member’s account at time of sign-up to qualify. All metal cards will be mailed. Instant issue not available for metal cards.