Apply for a Mortgage Loan:
With UHCU, obtaining a home loan in the greater Austin or Tyler area couldn’t be easier. We offer low-cost mortgage loans with no application fee. Once you apply, you'll work with a home loan specialist to find the right loan product for you.
UHCU Mortgage Loan Benefits
Get pre-approved with no up-front costs
No application fees
Historically low rates
Quick, convenient, customized home loans based on your needs
Assistance navigating the home-buying process
Explore your mortgage loan opportunities today.
Austin and Tyler Mortgage Loan Resource:
Financing a new home may seem complicated, but our UHCU home loan specialists can help you through the process so you know what to expect at every step.
Prepare for Home Ownership
Learn more about preparing for home ownership here.
Determine your down payment
Use your pre-approved purchase price to shop with confidence
Consider the future of your investment
Understand the current condition of the home
Ready to begin? Apply now.
Return to an existing application.
December 20, 2016
Title: Mortgage re-fi
Name: David N.
Review: I contacted multiple banks, brokers etc. in an effort to get a good deal on a home loan re-fi. Then it struck me, I wonder do UHCU provide mortgages. I made the call and they did, and they beat any of the quotes I already had easily. Whole process was simple and efficient. Special thanks to Tara for keeping me straight with all the paperwork.
September 21, 2016
Review: I refinanced our two cars and my travel trailer. UHCU beat everyone's rates and saved me money. Great experience and great customer service
August 24, 2014
Title: Great rates
Review: I just refinanced my two autos and my travel trailer and I am now saving 218 dollars a month. This was really a easy and no-stress process. I looking forward to working with United Heritage again on my future home purchase.
June 12, 2014
Title: Excellent car loan and home loan experiences!!
Review: I refinanced my car loan with UHCU and saved over $70 per month PLUS I was able to add an excellent extended warranty. I have since bought a second car, and without question used UHCU for that loan, seamless transaction! I have now bought a home, and am thrilled to report my VERY satisfied mortgage experience. I am in the real estate business, and can proudly and professionally recommend UHCU for home loans and refinancing. Thank you to the UHCU team for making our dream a reality!
June 4, 2014
Title: Good rates and fantastic service!
Review: UHCU gave great personal and reasonable support throughout the refi process and gave me info about options I didn't know were available. On top of that, the rates were great!
Membership/Regular Savings account required.
United Heritage Lending Policies apply.
Closing costs apply.
Licensed Mortgage Loan Originators