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Mortgage Loans

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At United Heritage, we take the headache out of getting a home loan. With low rates and personalized service, we’re here to make financing your home as simple as possible.

UHCU Mortgage Loan Benefits

  • Get pre-qualified with no up-front costs
  • No application fees
  • Historically low rates
  • Quick, convenient, customized home loans based on your needs
  • Assistance navigating the home-buying process

Explore your mortgage loan opportunities today.

 Get Started

Special Offer:
Buy a home and get $400 cash back*.

Apply today to take advantage of this limited time offer!

Prepare for Home Ownership

  • Get pre-qualified
  • Determine your down payment
  • Use your pre-qualified purchase price to shop with confidence
  • Consider the future of your investment
  • Understand the current condition of the home
Learn more about preparing for home ownership here.

Ready to begin? Apply now.

 Get Started

Mortgage Calculators

To estimate monthly payments or determine how much you can afford, use one of our helpful mortgage loan calculators:  All Mortgage Calculators

Have Questions?

To speak to a UHCU loan specialist, call:



Membership/Regular Savings account required.
United Heritage Lending Policies apply.
Closing costs apply.
*$400 Cash Back: Members will receive $400 cash back as a credit on their closing disclosure when closing a mortgage with United Heritage Credit Union or its CUSO, Texas Mortgage Lending. This offer is only available for new, residential first-lien loan applications submitted directly to United Heritage Credit Union or its CUSO, Texas Mortgage Lending, and does not apply to any other type of loan offered through United Heritage Credit Union or its CUSO, Texas Mortgage Lending. Offer not eligible on existing loans. Applications must be received on or before February 28, 2018. Upon the application submission eligibility criteria will be reviewed. This offer is not transferable, is limited to one per loan and may be altered or discontinued at any time without notice. All home loan products are subject to credit and property approval. Rates, program terms and conditions are subject to change without notice. Not all products are available in all areas and amounts. Limited time offer. Other restrictions and limitations may apply. United Heritage policies, terms, conditions and restrictions apply. Rates and fees subject to change without notice. Membership required. Closing costs apply.
NMLS #630601
Licensed Mortgage Loan Originators

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